Calcvers
ROI Calculator
Savings & Investing
Generated
September 24, 2026
Return on investment
50%
Profit of $5,000.00
Your inputs
- Currency
- USD ($)
- Amount invested
- 10,000
- Final value
- 15,000
- Holding period
- 3 years
Breakdown
- Net profit
- $5,000.00
- Annualized
- 14.5%
- Final value
- $15,000
Invested vs return
| Item | Value |
|---|---|
| Amount invested | $10,000 |
| Profit | $5,000.00 |
What this means
Return on investment (ROI) expresses your gain or loss as a percentage of what you put in, making very different investments comparable. Total ROI answers 'how much did this grow overall?', while the annualized return answers 'what steady yearly rate would produce this?' — which is the fairer way to compare investments held for different lengths of time.
Recommendations
- Use annualized return to compare investments held over different periods — total ROI alone can mislead.
- Account for all costs (fees, commissions, taxes) in your 'amount invested' for a true figure.
- Compare your return against a relevant benchmark, such as a broad market index.
Watch out
- ROI ignores risk. A high return achieved with high risk isn't automatically better than a steadier, lower one.
- Past returns don't predict future performance.