An hourly wage looks small until you multiply it by every hour of the year — and bigger still when overtime kicks in. Converting your rate into annual income is the foundation of honest budgeting.
From hourly to annual
Weekly pay is the building block: regular hours at your base rate, plus overtime at the multiplier. Multiply by your working weeks and you have the annual figure. The step through weekly makes it easy to adjust for part-time schedules or unpaid leave.
The overtime premium
Time-and-a-half exists because an extra hour after 40 is worth more than one before it. The calculator shows that premium explicitly, helping you judge whether the extra shift pays for the rest it costs you.
Gross vs take-home
Every figure here is gross income. Applying your tax rate and deductions converts it to the number you can actually spend — the one that matters for mortgages, rent and savings.
Frequently asked questions
Multiply your weekly pay (hours × rate, plus overtime) by the weeks you work per year. This calculator does it and also shows monthly and bi-weekly figures.
Overtime pay = overtime hours × base rate × multiplier. Time-and-a-half (1.5×) is the most common rate, often required by law over a threshold.
Yes — all figures are gross. Your take-home depends on your tax situation and deductions.